When you’re considering a new or nearly new vehicle, the decision between leasing and financing is more than just which monthly payment is lower. Financing gives you the path to full ownership: you make payments over a set term, build equity, and once the loan is paid off the car is yours — you’re free to keep it, trade it, or sell it. The advantages include no mileage limits, unlimited customization potential, and long-term investment in your vehicle. The drawbacks include higher monthly payments, full responsibility for depreciation, and the risk of negative equity. Leasing, by contrast, works more like a mid-term solution: lower monthly payments, lower upfront costs, and the ability to drive a new Nissan every few years. You’ll trade off mileage limits, potential wear-and-tear fees, and no equity building. The right choice depends on your driving habits, budget, and long-term ownership goals.
At Miracle Nissan of North Augusta, we believe credit challenges shouldn’t stop you from driving a dependable vehicle. Our finance team specializes in helping drivers with bad credit, no credit, recent bankruptcy, or past repossessions secure an approval that fits their situation. We partner with a wide network of lenders to offer low down-payment options, flexible terms, and personalized guidance throughout the entire process. Whether you're rebuilding your credit or starting fresh, we work directly with you to find a finance solution that supports your budget and helps you move forward confidently.
Financing a vehicle at our dealership means selecting your Nissan, completing an auto-loan application, and choosing terms that fit your financial goals. Once approved, you own the vehicle and can drive without mileage restrictions, customize it, or resell it whenever you choose. Leasing works differently: your payments are based on the vehicle’s expected depreciation over the lease term, along with your selected mileage allowance. At the end of your lease, you can return the vehicle, upgrade to a new Nissan, or purchase your leased model at its predetermined buyout price. Our finance team will walk you through each option and help you compare payments and benefits side-by-side.
Miracle Nissan of North Augusta offers more than competitive finance and lease options — we deliver an ownership experience backed by the Miracle Advantage program. This includes added powertrain warranty coverage, complimentary Pit Stop service, rental-car assistance, 24-hour roadside support, a 72-hour exchange policy, priority service scheduling, and a free shuttle service. As a family-owned dealership committed to customer care and community involvement, we ensure every driver receives exceptional value long after the sale. When you choose Miracle Nissan of North Augusta, you’re choosing a dealership dedicated to long-term support, convenience, and peace of mind.